You have worked hard to build your auto repair shop or dealership business; I work hard to ensure that you are covered when or if the need arises.
When it comes to commercial (business) insurance, I consider myself to be a garage specialist. While I am licensed and can provide insurance for any type of business, my roots are in the automotive world and I enjoy helping people to succeed.
What is Garage Insurance?
‘Garage’ is the class of business that has been used for repair facilities and dealers for years. A garage policy is simply a business owner’s policy that covers your particular risk characteristics.
What are the main coverage’s?
- Business Personal Property
- General Liability
- Products and Completed Operations
- Personal Injury and Advertising
- Damage to Premises Rented to You
- Contractual Liability
- Medical Expense
- Garage Keepers Coverage (Damage to vehicles in your care)
- Dealer Blanket (Coverage for your vehicle inventory)
There are also many other coverage options that can be added or endorsed, some are little or no cost and come built into the package such as Hired and Non-Owned vehicle liability. Also worthy of note are Loss of Business Income/Extra Expense, and coverage for Accounts Receivable.
These coverage’s can sometimes be confusing to the business owner, and it is nice to have someone that can explain them to you in your language. That is where I come in!
As an independent insurance agent, I represent the top carriers in the nation. These carriers offer the best protection for your auto repair shop or used car dealer. Here is a short list of carriers that I have found to be the best in your industry:
- Auto-Owners Insurance
- Travelers Insurance
- Liberty Mutual Insurance (was Colorado Casualty)
- CNA Insurance
- Main Street America
- And more!
It is time you had an agent that truly understands your business and can assure you that you are paying the right amount for the coverage that you receive!